Monday, July 17, 2017

The Hunt is Closer


And the great house hunt is here!

Or it should be here... This is a qued post because I know my bank and my stress levels. My little sister will be getting married (and I'm the maid who is horrified of honor) that involved several trips to the city. A wonderful stomach flu that has a slow recovery. And did I mention that I don't trust my bank?

Yes, I will follow up with what actually happens, with out all the internal screaming that I know will be happening.

What should be happening is that The Bank will contact me that it's time to take the class! One that is supposed to teach you how to budget a house or something like that. Kinda in the vein of how having automatic transfers to a special account is supposed to mimic mortgage payments.

I don't know how many times the class meets or anything else that would be useful.

I do know that I don't feel that I have enough money saved up for the closing costs. I have an 'destash sale' planned to try an get closer to that goal. Unfortunately the wedding ate a lot more into my budget then I expected.

Once that class (or series of classes) is done? then I have to start house hunting.

That means I actually have to re-evaluate my need list. I plan on making a few 'need' lists so I can have options. I realize how strange that sounds, its more of if I sacrifice this, then these other things have to be there.

For example:
I will go with a one story house if it means I get a crap ton of land and a fishing stream. If it has a gas connection? I might sign then and there.

This is a harder method and I will be flipping through notes all the time... But it will keep me on track. Unlike my bank.

I really don't want to deal with the bank. I just want this done and over so I can start gardening.

Monday, July 3, 2017

The art of second hand



Once upon a time I thougt about selling second hand finds online. It didn't work out so I made a lot of donations. I also ended up finding a lot of neat and useful to me stuff.

I have all the dishes I could possibly want and Could probably go a month with out having to reuse the same dish. Yes I am going to weed stuff out. I have a lot of china but I also have a lot of chipped and 'other' things.

Most of the plates and glasses I got for $0.10 each.

After all that I can't really get myself to spend money of new store bought stuff unless there is either a real need or it fills a set. That doesn't mean I don't by knickknacks, but my impulse is a little bit more controllable out-side of a garage sale.

I will point out that I have been collecting things from garage sales since I was little.

Most of my very early finds were glasses, the odd one that would catch my attention. Next was canld holders, the weirder the better. Over ten years ago I found two large glass bowls while garage sale-ing with my aunt. It took almost ten years to find two more in my home state. These are one of the best finds (and I might have a custody battle with my parents for them).

This isn't to say I am not missing things that I wouldn't mind having. I just happen to have the majority of the basics, plus a few (of a ton) of fun stuff.