So, what to do for a basic start-to-prep prep list?
1. check for free books for my e-reader.
I started doing this the moment I got it… 4 years ago? Not because of doom but because of oh hey, this book is free and looks interesting. I have a few hard bound book so I should be ok.
2. start house hunting the moment my first time home buyer thing says that I can.
This… This is the second hardest thing. my original list of needs is going to have to be reviewed and probably changed a little. land size will be more important then 100% move in ready. My price max will be dependent on how much i can afford for closing cost.
3. merge 401k’s.
assuming it hasn’t completely tanked. I will have to merge my other 401k to my current jobs one. not looking forward to mucking around with the paperwork but if i do, then i will be able to take out more as a loan to myself. the bonus is that i will have a better savings cushion in the long run.
4. Budget.
I have to re-do my budget. i am currently $2k less then were I should be. I cn track were it went so I know how I mucked up. I have 10 months to fix my spending habits to were I need them.
5. Art.
I need to do my art. I have so many projects sitting that I have gotten stuck on. I need to get them done because I need to start selling.
6. SBA
I have to bite the bullet and talk with these people again. This time with a much better list of things I need answers to. namely a good cheep accountant that can answer questions. like if i sell $400 in a year, how do i give social security my money? and quarterly & yearly taxes. if I get the info now I can start seriously selling stuff next year to make taxes easier.
This is what I have so far. not quite how i expected my first house blog to be. but live and learn.
*Originaly from my Tumblr.
1. check for free books for my e-reader.
I started doing this the moment I got it… 4 years ago? Not because of doom but because of oh hey, this book is free and looks interesting. I have a few hard bound book so I should be ok.
2. start house hunting the moment my first time home buyer thing says that I can.
This… This is the second hardest thing. my original list of needs is going to have to be reviewed and probably changed a little. land size will be more important then 100% move in ready. My price max will be dependent on how much i can afford for closing cost.
3. merge 401k’s.
assuming it hasn’t completely tanked. I will have to merge my other 401k to my current jobs one. not looking forward to mucking around with the paperwork but if i do, then i will be able to take out more as a loan to myself. the bonus is that i will have a better savings cushion in the long run.
4. Budget.
I have to re-do my budget. i am currently $2k less then were I should be. I cn track were it went so I know how I mucked up. I have 10 months to fix my spending habits to were I need them.
5. Art.
I need to do my art. I have so many projects sitting that I have gotten stuck on. I need to get them done because I need to start selling.
6. SBA
I have to bite the bullet and talk with these people again. This time with a much better list of things I need answers to. namely a good cheep accountant that can answer questions. like if i sell $400 in a year, how do i give social security my money? and quarterly & yearly taxes. if I get the info now I can start seriously selling stuff next year to make taxes easier.
This is what I have so far. not quite how i expected my first house blog to be. but live and learn.
*Originaly from my Tumblr.
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