Sunday, August 27, 2017

An Update full of Spite and Rage



So I am full of spite and rage. Which I posted about of my tumblr here.

Yes I am going to do this.

No, do not try this at home.

I have many reasons why I am able to do this. They are the same reasons I can't yet post about. I could also get screwed by doing this.

What I can talk about is that I now have a dead line to move out. My parents have finally planning to put the house up for sale in a few months. Since I am very obviously not moving with them, I now have the start of a dead line.

But I will say here that no, calling your bank person at 6:30 am and 7:00 am is not the way to their heart. I am hoping it'll be the way to the answers that they refuse to tell me via e-mail. Because saying yes or no when asked if I can start looking at houses and get a real estate agent is such a touchy subject.

The also refuse to give an estimate on what the final closing costs and escrow might be, but I was kinda expecting that.

So... I might have a few (Ha!) more rants showing up. But better you all learn from my bad experiences and plan your own what-would-you-do's to have just in case.

Monday, August 21, 2017

The backup plan


So, I have been slowly working on a backup plan if I can't get a house. It makes me twitchy saying that, but it has to be done.

Best case scenario?

I have a large cushion of savings. This will allow me to re-enter the First Time Home Buyers Program and try again. Which would also allow for more time to save and no weddings or multiple unexpected trips to eat it all up. It could be a good thing.

Worst case scenario?

I have money saved but I have to move with my parents and stay with them for how ever long. That is to say I would be stuck with them and if they sell their house before I can re-attempt my own hunt/purchase then I am stuck going to what ever state they might move to. I might have to get an apartment and another storage unit which would eat into my savings. I am pretty sure that if I move out of New York State that I will no longer qualify for the First Time Home Buyers Program.

That last bit is the worst.

Right now I have a few small ideas to get a little extra cash flow. Mostly I am getting my art & jewelry stuff going. I have a little writing but it isn't anywhere close to publishable yet. My first things to sell will be up on my art blog and cross-posted to tumblr. They will be sold with paypal invoices mostly because Etsy is doing weird things.

So, who knows until I get to talk to the bank. Once that happens I will have a followup post to this.

Monday, August 7, 2017

The Hedge of Hedges



There is this thing, its called an osage orange. To me it looks nothing like an orange. I heard it was once a food source for some find of mega fauna (see: thing, thing and moose)

they are commonly used as hedges.

i plan to do the same. Mine will not be organic at all because i will be watering and feeding them what ever commercial fertilizer makes them grow the fastest. This will be based on if i can find it on sale, because fertilizer is cheaper then building fences.

I will also be utilizing the 'living hedge' method of building this living wall/fence. Not just because of the cost comparison, but because of asethics. I think it will look really neat in the fall and winter.

I am only a little worried about what will start living in it.

I will assume birds so i will also spread native flower seeds around the hedge. Which will also help the local native bees. A small win/win.

I know it will end up being something that i set up and forget about every few years, but in this instance that might be a good thing.