Monday, August 21, 2017

The backup plan


So, I have been slowly working on a backup plan if I can't get a house. It makes me twitchy saying that, but it has to be done.

Best case scenario?

I have a large cushion of savings. This will allow me to re-enter the First Time Home Buyers Program and try again. Which would also allow for more time to save and no weddings or multiple unexpected trips to eat it all up. It could be a good thing.

Worst case scenario?

I have money saved but I have to move with my parents and stay with them for how ever long. That is to say I would be stuck with them and if they sell their house before I can re-attempt my own hunt/purchase then I am stuck going to what ever state they might move to. I might have to get an apartment and another storage unit which would eat into my savings. I am pretty sure that if I move out of New York State that I will no longer qualify for the First Time Home Buyers Program.

That last bit is the worst.

Right now I have a few small ideas to get a little extra cash flow. Mostly I am getting my art & jewelry stuff going. I have a little writing but it isn't anywhere close to publishable yet. My first things to sell will be up on my art blog and cross-posted to tumblr. They will be sold with paypal invoices mostly because Etsy is doing weird things.

So, who knows until I get to talk to the bank. Once that happens I will have a followup post to this.

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