Sunday, April 29, 2018
Saturday, April 28, 2018
Sunday, April 22, 2018
Monday, April 16, 2018
Sweet Olive Tree
So, I might have mentioned that I bought an olive tree. A sweet olive tree. It smells wonderful, like a better jasmine and I am horribly allergic to it.
I had to cut the tiny blooms off and put them in the garage.
And in case you might have missed a small, tiny fact about me is I either over research things or do no research at all until 'after'. This is very much an After because I mistakenly assumed olive as in food. Which this doesn't do.
This tree is also called a tea olive tree or false holly. It apparently like moist well drained soil. My google searches are filled with statements like that. From what I can tell it doesn't make edible fruits. Oops.
If I did get lucky and it really is a slow growing plant, then I know I can find a spot for it in my house. I'll just keep trimming the blooms for now.
Sunday, April 15, 2018
Saturday, April 14, 2018
Sunday, April 8, 2018
Saturday, April 7, 2018
Jack posts were delivered and rattling. Let's hope usps didn't break steel.
via Instagram
I ordered them from amazon because they were cheep. I am on the mail persons walking rout and now probably their least favorite person.
I need to order at least two more because of how the houses were built in the 1880's. Namely that the load bearing wall was not put onto the load bearing support. Which is a tree in my basement. But it's 2-3 feet not there. My wood floors int he living room are bent were it is.
These will not fix that, they are not ment to.
These will be going tin the spots were they are needed to support other things. I need to get some paver stones for under them to keep them from getting rusted in the basement ever floods. (which there are no signs of that ever happening)
I'll post a link if these are worth it. If not I'll be returning them and spending twice the amount to get some from a big box store.
I ordered them from amazon because they were cheep. I am on the mail persons walking rout and now probably their least favorite person.
I need to order at least two more because of how the houses were built in the 1880's. Namely that the load bearing wall was not put onto the load bearing support. Which is a tree in my basement. But it's 2-3 feet not there. My wood floors int he living room are bent were it is.
These will not fix that, they are not ment to.
These will be going tin the spots were they are needed to support other things. I need to get some paver stones for under them to keep them from getting rusted in the basement ever floods. (which there are no signs of that ever happening)
I'll post a link if these are worth it. If not I'll be returning them and spending twice the amount to get some from a big box store.
Monday, April 2, 2018
A First Time Home Owner Grant Update
What happens if you are doing the First Time Home Buyer program and your loan officer is refusing to work with you?
You find a new loan officer within the bank.
This is a terrifying thing. But if I can do it, so can you.
I have written and re-written this post many times. So here goes.
Once you find your agent, talk to them about what's going on. My agent was very, very helpful and understanding. She said for normal loans people switch loan officers and banks all the time. She had worked with someone at the bank I was using. My phone call that I made was a blathering mess.
My agent offered to call for me to explain and I found myself with a new loan officer.
(Other Things Happened. PSA talk to a real estate agent before working with a bank. Brokers are supposed to be better.)
She said that sometimes big banks won't talk to the agents, that it has to be just you. She also said that the little guys tend to let agents be your voice for checking on paper work.
We found that if all else fails, CC your lawyer onto the email. It's a jerk move but if you are getting a lot of run around it can make them take you seriously. Which sucks.
Would I ever seriously recommend someone to do this program?
I have to say yes because it was the only way I could get my house. Without it I would not have my house.
Mind, I will also be telling and warning people of Just What Happened. The drama of a personal re-telling is apparently hilarious. I also tell people to save as much as they possibly can because the more you have saved up the better the house you can get. It will also give you a better emergency cushion if the closing doesn't bleed you dry.
But... It's so evil. But good. Proceed with caution.
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